Search

Hurricanes. Floods. Tornadoes. Hail. Wildfires. Lightning strikes. Earthquakes. Blizzards. Mother Nature has quite the arsenal to throw at us! Unfortunately, every part of North America is subject to one or more of these events. Some, like hurricanes, come with enough advance warning to prepare for them, but most do not. That’s why it is critical to the financial health of your community association to have the proper insurance coverage in place.

Losing power is never fun. But it’s bound to happen at some point, so preparation is the best defense. Obviously, different types of communities are affected by blackouts in different critical ways: high-rises lose their elevators and water; resort-style gated communities lose the ability to operate their gates. For residents, a blackout may be a short-term nuisance. For a community association, it can be a major headache in terms of risk management, safety and potential equipment damage that can provide an unwelcome shock to your budget.

Part of your job as a board member is ensuring the safety of residents in your community association. To that end, it’s important to educate homeowners about possible fire risks and the steps they can take to prevent fire hazards in their homes. Chances are that fire safety isn’t top of mind for residents. However, home fires are more common than most people realize.

For most of us, storm season means prepping our residences to mitigate potential damage caused by high winds and heavy rains. But there’s a part of our homes and neighborhoods we often overlook – sometimes with disastrous results. That often-forgotten place is right outside your front door: it’s your landscaping.

Tornadoes are fearsome because of their unpredictable nature. Although there are certain weather conditions that make tornadoes more likely, such as severe summer thunderstorms, tornadoes can also be created by snowstorms and blizzards. They can strike at any time of year and almost any place, even forming on the water and moving onto land.

In the past, when planning for emergencies, a global pandemic was likely not on your list. While most board members did not anticipate a pandemic as something that needed a plan before COVID-19, it's now clear that communities need to develop a plan to address this and any future pandemics. Read on to learn how to build a community emergency preparedness plan with a possible resurgence of coronavirus and other potential pandemics in mind.

Public Mass shootings have unfortunately become common place in America and around the world. From schools and movie theaters, to businesses and homes, shootings have occurred in a mix of environments. But what should you do if you unexpectedly find yourself in the middle of this kind of emergency at your residential building?

2016 saw the United States swamped in a record year of flooding, the most since record keeping began in 1980. Devastating flooding swept Louisiana, West Virginia, Texas and Maryland, costing billions in damage. In Canada, about half of all natural disaster costs are incurred from flooding, reaching into the billions of dollars in recent years.

Your community or condominium association is there to protect the interests of all of its members. However, there may be situations when one or more residents don’t believe that the association is on their side. Hopefully, everyone involved can come to a reasonable solution, but if you can’t, it’s possible that your association – and even your board members – could become the target of a lawsuit.

Whether you live in a high-rise condominium in Chicago, a homeowners association (HOA) in Houston or an active adult community in Las Vegas, emergencies can happen. Do you think your residents would know where to go or whom to contact in an emergency situation? Does your onsite staff know what to do to protect residents and the community’s property in the event of a major storm like a hurricane, tornado or severe blizzard? How well would they handle a flood, a fire or a violent outbreak?

Insurance is one of the most important line items on your association's budget, but it is oftentimes the most expensive. Do you know how to select the right agent?

Your fiduciary responsibility is the most important commitment to fellow homeowners. Learn cost containment strategies that can save your association money.

It's hurricane season again. As soon as June 1st rolls around, we are assaulted with hurricane preparedness pamphlets and emergency information at every turn.

Every community can expect to experience negligent or careless guests who will either cause a ruckus, or worse, damage association property. When that happens, deciding who should be held responsible for their actions can create a delicate – and potentially volatile – situation. Oftentimes, Boards may go after the owner, but they shouldn’t forge full-steam ahead without some sort of ammunition.

The strongest hurricane preparedness plan won’t be effective if you haven’t communicated it. Make sure that everyone knows what to do by following these important recommendations.

Does it sometimes sound like your upstairs neighbors are bowling in their living room? Noises from above can be disruptive, but they might not be entirely your neighbor's fault.

Estoppel certificates are a critical part of any real estate transaction and can be confusing. What's included, how are they created, what does it all mean? Learn more here.

In February, the World Health Organization declared a public health emergency when cases of the Zika virus began to spread, impacting Florida.

As a Floridian, you're pretty familiar with flood insurance, but you may not be aware of the recent changes in the law. Learn more here!

When it comes to service dogs and assistance animals, people often confuse the Federal American with Disabilities Act (ADA) with the Federal Fair Housing Act (FHA). Learn more about FHA and ADA laws here!

Earlier in the summer, the National Council on Compensation Insurance (NCCI) announced a proposed 19.6% workers' compensation rate increase, concerning community associations and its impact on labor costs.

The holidays are a time of joy, cheer, softly twinkling lights and tasteful wreaths, but holiday decorations mean different things to different people. Learn four ways to manage this!

Ah, summertime in Florida. Backyard barbecues. Long days at the beach. And endless mosquito bites.

One of the perks of high-rise living is the long list of amenities. They could very well be the deciding factor for many home buyers. Today, the most popular amenities include yoga studios and children's playrooms.