Tuesday February 18, 2025
Living in a Missouri homeowners association (HOA) community can offer an appealing lifestyle — access to amenities, enhanced property values, and a shared vision among neighbors. However, these benefits don’t simply appear on their own. They require focused attention to HOA maintenance responsibilities, which can involve everything from landscaping your entranceways to managing structural repairs on a clubhouse or shared facility.If you’re a board member in a Missouri HOA, you already know how vital it is to stay on top of upkeep. But which tasks belong to the association, and which ones belong to the homeowners? And how do these obligations differ if you live in a traditional single-family home community vs. a condominium association?
What is HOA maintenance?

In Missouri, statutes like the Missouri Condominium Property Act offer some guidance if the documents aren’t explicit. Meanwhile, single-family home HOAs typically rely on local ordinances. Often, though, these laws defer to the community’s own declaration, meaning your local HOA documents carry significant weight. If responsibilities aren’t clear, you might consider amending your documents or creating a matrix that spells out responsibilities to help prevent misunderstandings or disputes.
HOA maintenance responsibilities
HOA maintenance generally focuses on protecting and beautifying the community’s shared spaces. Below are seven key areas your Missouri HOA might oversee:-
Landscaping and green spaces
Landscaping includes mowing lawns, pruning bushes, removing leaves, refreshing flower beds, and keeping any community gardens or shared ponds clean. A well-kept environment not only boosts curb appeal but can also sustain higher property values. Many HOAs hire professional landscaping services and plan for seasonal changes — like irrigation in the summer or leaf removal in the fall. Even if your HOA is small, regular landscaping helps residents enjoy tidy grounds, upholds a positive impression for visitors, and helps prevent overgrowth or weed proliferation.
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Exterior building maintenance
Exterior building maintenance typically includes taking care of roofs, gutters, walls, balconies, and other outside components. The HOA usually repairs major roof leaks, addresses siding damage, and handles preventive maintenance so that your buildings stay in top condition. This level of diligence prevents small issues (like a minor crack in siding) from becoming larger, costlier problems later on — like mold or structural damage.
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Amenity maintenance
Amenity maintenance can involve cleaning the swimming pool, updating exercise equipment in a fitness center, servicing a clubhouse’s HVAC, or scheduling repairs for a tennis court. These features often act as a major attraction for individuals choosing a specific HOA neighborhood, so the board’s diligence in maintaining them speaks volumes about the community. If an HOA falls behind on pool cleanings or clubhouse repairs, that neglect can turn off prospective buyers and frustrate current residents. Periodic inspections and maintenance logs can go a long way to helping everyone enjoy the association’s amenities safely and comfortably.
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Roads, sidewalks, and parking areas
In many Missouri HOAs, roads and sidewalks within the development are private, meaning the association shoulders responsibility for repaving, sealcoating, patching potholes, and repainting or restriping parking lines. Good upkeep of these surfaces can prevent trip hazards or vehicle damage, preserving the quality of everyday life. Snow removal also matters if you’re in an area of Missouri that experiences seasonal snowfall. Some communities may depend on city or county services for snow plowing on certain main roads, but private access roads and parking courts often still belong to the HOA to maintain.
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Building systems and utilities
Maintaining shared utilities includes caring for sprinkler systems (landscaping irrigation), perimeter security lights, controlled-access gates, and sometimes broader infrastructure like shared septic or water lines.
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Special projects and capital improvements
Over time, an HOA will almost certainly need to tackle bigger one-time projects such as renovating a clubhouse, resurfacing a pool, replacing a perimeter fence, or upgrading playground equipment. These capital improvements help the community stay appealing and competitive. Funding for this work usually comes from the HOA’s reserve accounts. Boards should work with their property manager to create a multi-year plan to track the community’s major assets and anticipate replacements or upgrades as they age. This foresight can reduce the chance of emergency special assessments or rushed decisions when an essential facility fails unexpectedly.
Our banking and lending affiliate, FirstService Financial, provides best-in-class financial management and advisory services for our managed properties. This includes lending specialists who negotiate highly attractive terms and interest rates on behalf of our clients.
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Insurance and risk management
Though insurance isn’t “maintenance” in the typical sense, it’s crucial to the HOA’s strategy for taking on unforeseen damage. The association’s master insurance policy is meant to cover common elements after events such as tornadoes or hailstorms. If the community experiences a severe storm that damages roofs and siding, insurance coverage helps finance those repairs without placing unexpected costs squarely on unit owners. Without an appropriate policy, the HOA could be forced to collect large special assessments. Regularly reviewing coverage can help the association secure adequate protection for its facilities and meet legal obligations if a claim arises.
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Who pays for HOA maintenance?
Typically, your association’s bylaws or CC&Rs specify how costs are split, highlighting:- Units or homes: Individual “units” (in a condominium) or “homes” (in a single-family association) refer to the portion of property that residents exclusively own — typically the interior living space. Residents responsible for its upkeep, interior repairs, and any features within the walls or boundaries specified in governing documents.
- Common elements: These areas belong to all owners collectively and include shared amenities like community pools, parking lots, green spaces, lobbies, or clubhouses. Maintenance of these spaces falls under the HOA, using funds drawn from collective dues or assessments. Because every owner benefits from these features, the related costs are distributed across the entire association.
- Limited common elements: Though technically part of the “common” property, these elements are allocated for the use of a specific unit or a small group of units. A classic example might be a balcony attached to one condo or a reserved parking spot. The HOA typically covers major repairs or structural components of limited common elements, while each unit owner might cover minor repairs or upkeep. Always check your association’s rules to see who handles which responsibilities in these unique spaces.
What to do if there is a lack of HOA maintenance
Even the most diligent associations can face challenges in coordinating or prioritizing repairs. If you see maintenance tasks that appear overdue — like a broken gate, neglected landscaping, or other common-area issues — there are a few constructive ways to address the situation:- Check governing documents and local guidelines: Begin by reviewing the association’s CC&Rs or bylaws to determine whether the specific repair or upkeep falls under the HOA’s scope. In Missouri, communities can vary widely in their maintenance obligations.
- Reach out to the board or management: Often, perceived delays in repairs happen because of budgetary constraints, scheduling gaps, or incomplete information. Sending a friendly, detailed note (including photos, if possible) to the board or property manager can make them aware of the matter. This direct approach helps them prioritize the repair, especially if it’s affecting safety or the community’s appearance.
- Attend board meetings: If your message doesn’t elicit a response or you’d like more context, attending an HOA board meeting is a valuable option. Most associations hold regular sessions where residents can share observations, ask for updates, or propose solutions. By presenting your concerns in person, you can gain clarity on potential timelines and budgets for the needed work.
- Encourage community dialogue: If multiple neighbors share your concerns, consider discussing the topic collectively. Collaborative input, such as a shared letter or unified request, can highlight how important the project is to the broader community. However, be sure to keep the tone positive and focused on solutions.
- Review budgets and reserve funds: Occasionally, delays stem from insufficient funds or other pressing financial obligations. If the association’s budget is constrained, it may need to explore options like a special assessment or an association loan. Understanding the community’s financial picture can provide insight into potential timelines for tackling the project.
HOA maintenance encompasses a broad array of duties, from keeping Missouri lawns green and trimming shrubberies to repairing pool equipment and dealing with building exteriors. Whether your association covers only a handful of homes or manages a large condo complex, having crystal-clear guidelines and consistent follow-through can help homeowners enjoy the benefits of a well-maintained environment.
If your community’s vision includes a long-term plan for functional amenities and appealing curb appeal, it all starts with a solid approach to upkeep. To learn how FirstService Residential can support your community’s vision, contact our team today